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H

7

Hard CeilingThe maximum price you will pay for a property, calculated when you are calm and based on what you can genuinely afford — not what the bank will lend you.
Hedonic Pricing ModelA statistical method that estimates property value by breaking it into measurable characteristics — bedrooms, land size, location, age — and assigning a value to each. Used in research to compare prices across properties while controlling for their differences.
Help to BuyA federal shared equity scheme where the government contributes up to 40% of the purchase price for new homes or 30% for existing homes, in exchange for an equivalent ownership share in the property.
Holding costThe gap between the rental income an investment property earns and its total ownership costs. This is the amount an investor pays out of pocket each month to hold the property.
Holding DepositA smaller initial payment (typically 0.25% of the purchase price in NSW) paid at the time of exchanging contracts, with the balance of the full deposit due by the end of the cooling-off period.
Home Guarantee SchemeA federal government scheme that allows eligible buyers to purchase a home with a deposit as low as 5% without paying Lenders Mortgage Insurance. The government guarantees the difference between your deposit and 20%.
House Price Expectations IndexA Westpac-Melbourne Institute survey measure of consumer expectations for house prices over the next 12 months. Any reading above 100 means more consumers expect prices to rise than fall.

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DefinitionsHouse Price Expectations Index

House Price Expectations Index

nounhouse price ex·pec·ta·tions in·dexpronounced HOWS PRYSS ek-spek-TAY-shuhnz IN-deks

Last updated 21 April 2026

What does the noun House Price Expectations Index mean?

A Westpac-Melbourne Institute survey measure of consumer expectations for house prices over the next 12 months. Any reading above 100 means more consumers expect prices to rise than fall.

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MLA

MLA citation: "House Price Expectations Index." How to Property, 21 Apr. 2026, https://howtoproperty.com.au/definitions/house-price-expectations-index. Accessed 21 Oct. 2026.

Chicago

Chicago citation: How to Property. "House Price Expectations Index." Last modified April 21, 2026. https://howtoproperty.com.au/definitions/house-price-expectations-index.

APA

APA citation: How to Property. (2026, April 21). House Price Expectations Index. https://howtoproperty.com.au/definitions/house-price-expectations-index

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HOUSE PRICE EXPECTATIONS INDEX Definition & Meaning | How to Property